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JD Byrider and CNAC Suck!
...Sticking it to JD Byrider and CNAC like they stuck it to us...
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MY Monte Carlo

Submitted by stupidmontecarlo on Sat, 2006-11-18 22:53
I am 19 which means i have no credit...so my and my husband tried jdbyrider. we were living in columbus Indiana at the time.I knew it was to good to be true. i had no clue that i was paying $9,000 for a car that was blue booked at $4,500. I didn't think to check it out my husband said it was okay. so we signed. i have never been late on a payment. this month i called in my check payment like i always do on the first since i moved outta state i had to call it in. well i called on the first and the guy that deals with my account was not in so someone else put it in that i called it in. that next morning at 7am he called me gripping b/c my payment was late...yeah right..i called it in yesterday. well he agrued with me and told me if i was not 200 miles away they would have came and re-poed it. well he finnaly noticed that i did call it in. He didn't even apoligize. he just told me to keep up the good payment record and then hung up on me. i wish i would have never went through them CNAC is soooo freaking rude. in the end i am gonna be paying 14,000 dollars (that is after interest) and i already paid $2000 down. Anyone thinking of dealing with JD Byrider need to RUN the other way and not look back. For your own sake.
‹ We are Idiots!! My first visit to JD ByRider ›
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If you are having a problem

Submitted by gillweb on Thu, 2006-11-30 14:27.
If you are having a problem with the person taking care of your loan why not just ask for thier manager and explain what is happening? Your are the consumer and can complain "up the ladder" if you need to! Being 19 with no credit you can't think you can go into a new car dealer and get a new car do you? If you do, your sadly mistaken. Your complaing that your paying $14k for the car after the laon is paid off... Are you a home owner? If your not, just so you know, you buy a house at $150,000 and your mortgage % is let's say 7%... do you realize when your mortgage is paid off you will have paid almost $360,000! Dont believe me, go here: [URL=http://www.hsh.com/cgi-bin/flap.cgi?prin=150000&int=7.00&term=30&strt=Jan&stry=2007&full=No&ppay=0&apay=0&pay1=0&ppno=0]Show Amort Schedule[/URL] So after seeing that can you really still feel they are "ripping you off"?
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rage's picture

Yeah. The managers care EVEN

Submitted by rage on Thu, 2006-11-30 16:53.

Yeah. The managers care EVEN LESS. It's the exact same way here.


We've been through this before, on the house thing.



What you are trying to use to mislead us, is called INTEREST. That house that you pay $360,000 on, probably appraises near $100,000, and, likely sells for near $100,000. My last car through byrider appraised at about $1200, and sold for about $8000. That's BEFORE INTEREST.


In my state, if your house appraises at $150,000, and, the seller manages to get you to pay $450,000 (I think the rule is 30% or something), you can back out. I also beleive, criminal charges can be filed....


JD Byrider and CNAC Suck! - ...Sticking it to JD Byrider and CNAC Like they stuck it to us!

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I'm not trying to mislead....

Submitted by gillweb on Thu, 2006-11-30 23:40.
anyone! What I'm trying to do is to make people understand that they offer a service that normally is not available. And with any risky service there is a profit to be made because the downside (loss) in that type of business is HUGE!
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Yes, they're rude!

Submitted by Armando on Sun, 2006-11-19 21:52.
Hello. They're very quick to take your payments or harrass you. They will even call your co-signer if they can't find you. When you try to handle an issue with them, they'll just tell you whatever they want or give you the round around. I have experience that many times with them. I am finally done with them. I paid like $6000 more than what the car was worth. That's with interest though. They take advantage of people. I am sorry you had to go there. I really know what you're going through or will go through in the future. Funny thing is that they don't apologize when they're wrong. Take care.
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