Reality ........ | topic name changed |
I posted a topic about why no one should "hate" JD By rider or another company that offers a service like that and it was just deleted! What can only post negative things in this forum? My post was not even negative, it was neutral! It brought people a reality check. Why would you run your website like that? You should just delete a topic because YOU don't agree with it! You should really get a partial third party to administrate your forums if you can't do it properly! Wait, let me guess, this post won't be up for more than a couple hours right? Sad, very sad!
My last post was about purchasing a house and by the time you pay that mortgage off you would have paid almost 4 times the value of the house but yet the mortgage companies aren't ripping people off? If you had $6000 cash in your pocket right now would you LEND it to someone who you KNOW won't pay you back? No you wouldn't! JDByrider and other companies just like it do! No I don't work there or even in the field, just a consumer who has a good sense of reality. You have to pay the fiddler sometimes!
Good Make Up...
I'm sorry, but, I'm just not
I'm sorry, but, I'm just not sure I buy that. I've bought more than a couple cars in my life, and, most of them have been within $1000 of the blue book.
In fact, this year, I bought a minivan, at a buy-here pay-here. Financed it for 18 mos (mostly paid in cash). I think, it bluebooked for $6500, I paid $5000 cash, and financed $1700.... IIRC, the actual price was $6600....
Car before that, I bought for $3500. Again, at another buy here pay here. Blue book was $3000.
The trick is, to buy low, at auction, or elsewhere, not to rip off your customers.
Of course, now, I know better. If I'm going on some serious car shopping, I take the laptop, and sprint card.... I'm not afraid to check the KBB right in front of the salesman...
Now, I know, the KBB isn't the 'end all be all' but, I expect the car to be about w/in $1000 of that. NOT $8,000 OVER. Particularly, when I *KNOW* they can be had at auction, for about 1/2 the KBB.
The warm fuzzy feeling has
Now hold on just a second.
Calm down.
I glanced over it, saw the word 'mortgage' again, and thought 'spammer'. That coupled with, the fact that you put it in the 'announcements and news' (READ: Inappropriate category) category, I removed it, without reading much of it. Sorry for the inconvenience.
Oh, and, regarding your almost-accurate analogy.
Yep, you do pay 4x or more, on a house.
However, if I was buying a house, and it appraised at, say $150,000, do you think you would buy it for, say.... $500,000? Heck, I'm sure pretty much any mortgage company that tried that, would possibly get sued, and/or be held criminally liable... IANAL, however.
No, you hopefully wouldn't. The mortgage companies, AND CNAC/Byrider, likely make their money on the INTEREST. Why would you buy a $1000 car for $9000 on top of the interest?
I understand that, and have no problem with being charged interest on a loan. (You know, that 29% thing? :) )
THAT, my friend, is where you 'pay the fiddler' (well, I'd say piper, but, potato patato... that doesn't come across well on the Internet, does it...)
Again, sorry for removing your topic. Thanks for getting the category right this time...
By the way, you don't need the militant attitude here. If I had removed your topic, for being inappropriate, I would have E-mailed you about it.
If you took the time to read, you'd see that I've let quite a few employees and fans, say their piece here. There's even a positive experience or two here...
So long as you mind the rules that you agreed to, and don't act like a jerk, I'm usually a pretty alright admin....
Enjoy the site.... :)
