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...Sticking it to JD Byrider and CNAC like they stuck it to us...

lawsuit filed against CNAC...

Just thought you would like to see that there may be some justice... at some point in the future.

Friday Jan. 7, 2005

"The suit was filed Friday morning in Polk County District Court. It asks the court to order reimbursement for consumers, injunctive relief against future violations, civil penalties, and costs and attorney fees for the state.

The suit alleges that the defendants violated the Iowa Consumer Fraud Act and the Iowa Consumer Credit Code in their advertisement and sales of used vehicles, in their extension of credit regarding the vehicles, and in their debt collection practices.

The suit alleges that Dan Nelson Automotive Group hides or fails to disclose vehicle prices, going so far as to require detailed financial information and a credit check from consumers before revealing the price. It alleges that the defendants unfairly restrict consumer choice by telling consumers which few vehicles they may purchase, keeping consumers on dealership premises for hours on end and, in some instances, steering consumers into high-interest loans with terms less beneficial than those for which consumers would actually qualify.

It alleges that vehicles often break down after purchase and that the dealership sometimes fails to fully honor its warranty. It alleges the dealership may also subject consumers to unlawful debt collection tactics by calling their references and disclosing their debts, or suing them in counties other than where they live, which is illegal.

The suit also alleges that the defendants violated the Consumer Fraud Act by advertising sales based on "lease elimination" and "rental car company" bankruptcies, claims the lawsuit alleges are simply untrue.

The suit also alleges the defendants misled banks and credit bureaus regarding the true payment histories of their customers.

Defendants named in the suit:

DAN NELSON AUTOMOTIVE GROUP, INC., a South Dakota corporation, formerly known as South Dakota Auto Group, Inc., d/b/a Dan Nelson Finance Super Center, J.D. Byrider Sales, and Dan Nelson Auto Network. The corporation headquarters are at 2900 W. 12th St., Sioux Falls, SD.

SOUTH DAKOTA ACCEPTANCE CORPORATION, a South Dakota corporation, d/b/a Car Now Acceptance Company, CNAC.

DANIEL A. NELSON. Nelson is the President, Secretary, and 75% owner of both Dan Nelson Automative and CNAC.

CHRISTIAN J. TAPKEN. Tapken is the Vice-President, Treasurer, Chief Operating Officer and 25% owner of both Dan Nelson Automotive and CNAC.

VICTORY PROPERTIES, LLC (a land-holding company for other named defendants.)"

PDF copy of the lawsuit http://www.iowaattorneygeneral.org/latest_news/releases/jan_2005/DNELSON.PDF

copied from http://www.iowaattorneygeneral.org/latest_news/releases/jan_2005/Dan_Nelson.html

Pay your bills on time.....than you can buy from real dealers

Hey...heres a thought...stop ripping off other creditors, by paying your bills. Imagine, you finally giving back to those you owe....Well stupid, Stop bitching and do the right thing. Be a contribution to society and pay your debts....than you can steer clear of JD..... Be pissed at me if you like....I don't care. Because I didn't screw up and stick it to other creditors, so I can buy my vehicles from real dealers. Like it or not.....

WOW

Another heartless MORON who thinks that everybody that buys from jd byrider is a loser and deserves what they are getting. Well, idiot have you ever thought that maybe people go through hard times and situations beyond their control happen to them and when they try to get back on their feet, they get kicked back down by scum bag companies like jd byrider? I owned four cars before I bought from jd byrider and 3 of the four I bought at regular dealerships, paid them off or traded them in, until I lost my job and I lost my last car, and I don't give a crap how good your credit is once you have a repossession, no one wants to talk to you, except scum like jd byrider who pretend to care about what you have been through and pretend to want to help you, while sticking a knife in your back and kicking your face back into the dirt. Scum like you shouldn't even be allowed to post anything, mr. righteous who's never done anything wrong, and therefore everyone else is a dirt bag because they've gone through hard times, if you love jd byrider so much than go be their spokesperson and make right on all the wrongs they've done to thousands of people! But of course not, you would work for them and be one of their sleazy sales person ripping off people just because they have bad credit. Get a life and get off this website, you are just a waste of time!

rage's picture

See ya!

If you can't pretend to be a grown-up, then you can get lost, Don. Enjoy your ban! JD Byrider and CNAC Suck! - ...Sticking it to JD Byrider and CNAC Like they stuck it to us!

Is there any way of getting my money back ?

I bought a 1997 dodge caravan a year ago and I have been cheated badly. I want to know if there is some way of getting our money back. It is really sad to see your hard earned money going down the drain. I saved my money to purchase this van. Since not being from an affluent background , I cant simply bear the loss of purchasing this jalopy van. I have been told to settle this issue amicably by my friends, but this whole incident is makes me feel disappointed at the end of the day. If somebody else had a similar experience then do post it here. It will help other people to know what these guys are worth of.

Save me

I had gotten a loan for a used car in January 2003. I showed proof of everything they wanted. I turned over my used car and they said I still had to pay $1000.00 for the rest of my down payment but they would give me a month to make this payment. [size=1][color=#EAF4F7]KIDS PORN SEX VAGINA GAMES FOR KIDS GAMBLING SEX ONLINE PLAY VIDEO GAMES, SOFTWARE SEX DOWNLOAD[/u][/color][/size] I had no choice since my car had a brake problem and decided to quit on me. I made sure I paid my bills every 2 weeks of $187.50. I ,paved to Texas in November 2003 and called to let them know and give them a payment for the whole month of November at one time. [size=1][color=#EAF4F7]KIDS PORN SEX VAGINA GAMES FOR KIDS GAMBLING SEX ONLINE PLAY VIDEO GAMES, SOFTWARE SEX DOWNLOAD[/u][/color][/size] I called to let them know that my social security disability check would not be in my hands until the 5th of December they said ok. [url=http://www.porn365.com][size=0][color=#EAF4F7][u]KIDS PORN SEX[/u][/color][/size][/url] I was at a Walmart 35 miles from my house on the 4th of December 2003. I walked out and to my surprise they had taken my car. This was even thou my payments were not to be in their office before the 6th of every month. I called the police and they were the one who told me about my car. I called them up and they told me too bad if I wanted my car back I would have to pay $325.00 to them and $300.00 to the towing company. [size=1][color=#EAF4F7]KIDS PORN SEX VAGINA GAMES FOR KIDS SEX GAMBLING ONLINE PLAY VIDEO GAMES, SOFTWARE SEX DOWNLOAD[/u][/color][/size] I said forget it they could keep my car. I talked to an attorney and he said because I had not sent them a registered mail request about the payment even though it was not due yet that I was out of luck because of one obscure paragraph on the contract. [size=1][color=#EAF4F7]KIDS PORN SEX VAGINA GAMBLING GAMES FOR KIDS SEX ONLINE PLAY VIDEO GAMES, SOFTWARE SEX DOWNLOAD[/u][/color][/size] I hope they enjoy the car I just had new tires and brakes put on it.

First things first, it says

First things first, it says in their contracts if you choose to leave the area you must first contact them and get written permission to leave the area and provide them with all new information including address and phone # and new references. Did you do this? It also says 0 day deliquency policy and people still call and ask to be late. Why is this? Sorry about you luck!

donna is right

I agree with donna. I had a car repossed by cnac but, was lucky enough to get it back. they made me set up a payment just as they did donna. They are ripp offs and do not care about thier customer's. I paid off a car with them a year ago and another county so when i moved here decided to go back to them but this has been a nightmare. If i was not tryin to re-establish my credit i would just give the car back.

DECIDED NOT TO TAKE THEIR ABUSE ANYMORE!!

I bought a 1997 Ford Escort from JD Byrider in August of 2003 from the Charleston,SC location. The amount I was paying($150 every other week) was ridiculous. In October my transmission started giving me problems and when I told them about it b/c the car was supposed to be under warranty, they told me I had to wait for a loner car to become available. That wasn't until Feburuary of 2004.When I brought the car in the say I wasn't under warranty anymore so I refused to pay $300/month for a car that was on the verge of being broken down. I paid the final payment in February and drove all the way to Charleston, parked the car in their lot, walked in and gave them the keys. Needless to say, they put in on my Credit Report as a repossession and held on to my tags so I got a tax notice the following year. I called them on 3 way with state DMV and let them hear how unprofessional they were on the phone laughing stating I should have taken the tags off myself bc they were not obligated to turn them in. DMV lady cut in and stated that they ARE obligated to turn them in and I filed a complaint on them. They do indeed suck. They got so angry with me they told me on the phone that they were going to sue me. I laughed and hung up in their face and never heard anything from them ever again. The next day I went and got a really nice car that has never had one problem yet. But I feel this way, if it wasn't for the bad you would never know what "good" was like. So thanks to JD BYRIDER FOR BEING SO SUCKEY.

Nasty Customer Service Reps and Rude Managers

I bought a car at JD By Rip Off(West Colonial store)in Orlando, My sales rep was actually very nice and Bruce the manager in the store was also nice. Unfortuntely when I purchased the car my company I was working for decided to start paying us bi-weekly not weekly and also changed our health benefits carrier. Well I called in to inform them of my new pay schedule as we had set up a pay schedule for my taxs which was based on when I was paid and are suppose to be paid with in 30 days but they requied me to pay them on a 2 weeks basis! $500.00 the the total. I explained my situation, the rep from the East Orlando store was working at the West Orlando store and proceed to tell me that was NOT their problem and I needed to stay on pay schedule. I only requested that they give me 2 days...until thursday to make the final $250 payment she told NO.
She also stated if I did not pay that CNAC would default on the loan and they would repo the car. I said this can not be had I known your practices were like this I would have not done business with you guys. ( My fault I did not do my homework on these dick!)why are you being sooo rude, I do not understand why they could not wait until thursday.
The BITCH told me well you should not be soo irresponsible. I told her listen you 9 dollar and hour rude rep...you are hiding behind a phone with a slick mouth and for that I will NOT try to speak on this with you anymore. I will pay when I say I will and she said well I will put the car out for repo. I told her to do what makes you feel good!!!! I later paid the money and paid my first car note as well.
Then to my suprise I found out the car they sold me was not a 2000 but in fact a 1999. No response from them on that! Also I was charged for a battery in my contract $40.00 bucks not sure why but I did question it they told me it was their company policy.( Battery later died 23 days later and I had to purchase a new one for 89.99.) Also I told them that I had my own tag and NOT to charge me the 200.00 for a tag which it does not cost, they did it anyway. To this day I have 2 tags registered to my car and I certainly do not use the one they gave me.
these people are awful, rude and Ernesto over at the East Colonial store in Orlando is disgustingly rude and condicinding!!!!! I hate those people!!!!!!!!!!!!!! DONT SUPPORT RIP OFF ARSTIST I THINK WE ALL SHOULD REPORT THEM TO THE BBB IMMEDIATELY!!!!!!!!