GPS installed in my vehicle
so I bought my car a while ago.. from jd byrider. and had no problems with it. yes I know, weird, but it had all the paperwork from the original owner who traded it in to them for a different car a week before I got it. already talked to her about the car, because i like to research my volkswagens when I get them. Turns out, jd had installed a gps tracking device to track my car within that week, annd, they had broken certain parts of the interior. well, I just spent four hours removing it, and now my car wont start without it plugged in. I'll have it running by daylight, but has anyone else had them do that?
To The Fool
Wow is right!
You based your decision not to go with Byrider because you would have to pay your payment on time...?
Incredible!!
I'm sure they are all choked up that they won't have to chase you down over the next 3 years or so to get a payment from you...
And its people like you who cry the loudest about having to be a Byrider type customer in the first place...
Gee...I wonder why...
No Fool Here!!!
As I have notice on your numerous amounts of postings,you have it all wrong again.I had never heard of JD up until a few weeks ago,but drove by a location in Columbus,Ohio.....had no idea that they financed people with bad credit! When I got home I jumped online to do a little research on JD BYRIDER and informed myself of what type of company they are and also found out that they sell LEMONS for a living!!!!! Thank goodness I do not have to go to a horrid place such as JD!!!My Honda Credit Union financed me just fine!!
Btw.....you spend way too much time on this website.....maybe you should get a dog or something....LOL
Wrong??
I have it wrong??
You really need to use a spell checker on your posts before you try your feeble attempts to put someone down...
If you knew anything about the car business...you would know that I know what I am talking about...
You informed yourself as to what type of company they are...?
How did you do that exactly...?
I am curious...
Byrider type customer
What would Tall Oak consider a Byrider type customer?? Unfortunately, having worked for JDByrider I know what the employees think is a Byrider type. Forget the popcorn, the signs, Tony Stewart and all the jazz! The Byrider employees laugh at the people who buy there which is very unfortunate. These people are paying double the price a car is worth and getting charged daily interest so when they are late they really get hammered. These Byrider type customers need to ride a bicycle until they can save up around $750 and then go to a legitimate dealership and buy a car for alot less and with a warranty too! Almost everyone reports to credit bureaus nowadays so that message is OLD!
No Laughing Matter
Well Injun...if you did work for Byrider...then you know what I mean by type of customer...
The type that don't know how to manage their money...
Thats not a slam...but simply the truth...
And I never laughed at any of my customers when I worked there...I sincerely tried to help them better themselves...
How they conducted business after I got them in a vehicle...I had no control over...
It really sounds to me as if you didn't work for Byrider anyway...
Becuase people with really bad credit cannot get conventional financing for $750 down...
More like $3,000 down and probably a co-signer to boot...
And if you did work for Byrider...just because you may have laughed at your customers when you were putting your commission check in the bank...don't lump me in with that crowd...
Sincerely not a laughing matter
No I never laughed at the customers as I felt sorry for most of them. I agree many do not know how to manage their money but some did. It is hard to manage a car payment as high as JDB is putting on them at $350 per month and they are definetly taking advantage of people because they NEED a car. And yes people can go to a legitimate dealaer and get a car with $750 down and 18% interest so the big down payment argument is going away for JDB also. There will continue to be more competition because it is not a good deal to go to JDB. Unfortunately the typical Byrider customer truly need a car now and don't have any down payment money saved up so Byrider takes advantage.
If you say the typical customer doesn't know how to manage their money how do you feel about putting a very high payment on someone who doesn't? Why not truly help them and get the payment around $250 since they can't manage their money? Instead the owners want to line their pockets with money!!!! Greed Tall Oak which is simply the truth...
Greed
Greed is the motivation for almost all business. Why do you think we are paying $4 a gallon for gas right now? Why do you think health care is so outrageous these days?
Why is Byrider "The Devil" as some have said on here...for doing what all businesses do?
And that is try to turn a profit.
Maybe conventional car lots can get you a lower monthly payment...but look at the loans...5 to 7 years right now...even at a lower interest rate...you are still paying back something like $35,000 or more...
And that is if you have the credit score to even qualify.
Time and time again...I would see customers come in and tell me that the local Ford or Chevy dealer put them in a new car...let them drive it for a few weeks or a month...and then pull them back out of it because they didn't get the deal financed...and then not return the customer's downpayment because they had used the car for a month...
Byrider may have its issues...but conventional lots are not full of kind hearted angel's either...
Its about making money...
And lets face it...even new cars can break down and do break down...
I will agree having to buy a car from a buy here pay here lot is not the ideal option...but sometimes its the only way...
And THAT is simply the truth...!!
WHAT???
You said "greed is the motivation for almost all business". I have news for you bub. Greed is the motivation for cnac, and a handfull of business. Most companies are honest. They want repeat busines, and a good reputation. Take wal mart. They give the cunsumer the best price possible. In return they are the WORLDS biggest corp. Sure they have employee problems-how they treat them- but that is not my point. If you are honest-unlike cnac, you will prosper as wal mart is.
$4.00 gas? Your just plane stupid if you think the oil co. is setting the price per ba. of oil!!! They have nothing to do with the price! DAH?
Cnac are crooks. If you do not think so, well...buy a car from them!
Honest??
Wow! before you try to insult someone else's intelligence...
You really should A)Use a spell checker...and B)Do your reaserch and make sure your argument holds water...
Using Wal-Mart as an example of an "honest" company is waaaaaaay the wrong move...
Wal-Mart is as crooked and greedy as they come...
Yeah...they have low prices...but at what REAL cost??
They don't pay their employees squat...they even encourage their employees to go on government assistance to make ends meet...
This costs taxpaying America millions of dollars every year to support Wal-Mart employees...
Next...they have several production facilities in China and Indonesia that have horrible conditions...and pay their workers slave labor wages...
Not to mention the products coming out of those factories are covered with lead based paint that is making Americans sick...
The surviving members of the Walton family are worth about $18 billion each...they don't even give 1% of their income yearly to any charities...
Also...Wal-Mart has an employee relief fund that the hourly workers can donate to...this fund helps co-workers in hard times...fire...flood...sickness...etc...the Hourly employees donate about $5 million a year to this cause...
The walton family...$6,000....
Honest...??
Give me a break...!!!
And you think being "honest" means giving the lowest price at the expense of everyone else involved...??
I'm the one who is "plane" stupid...??
Oh...you meant..."plain" stupid...
Sorry Charlie...I am neither...
And if the oil companies...who are making billions of dollars in profit...aren't setting the gas prices...
Then who is...??
Can't wait to read THAT one...
UGH!!!
Greed Too
I disagree that greed should be the motivation for businesses. There is nothing wrong with making money but also I believe you should have a kindness for people. The car business in general seems to overlook this fact as turnover is sky high and it didn't appear anyone cares about anybody but themselves which I found very sad. There is much more to life than making money. This is one of the major things wrong with the world today. We have more than any previous generations and it is never enough.
The standard JDByrider answer is even new cars break down is old too. The chances of a new car breaking down is not even close to a JDByrider car breaking down!
And that is the truth and you got to know that.
Break Down
I have to disagree with you about the chances of a new car breaking down...
Again...I am speaking from my experiences...
And the service mananger we had...could make just about any car dependable...and run good...
I'm not saying I agree with greed being a good motivation...
I'm just saying thats the way it is...
Breaking Down New VS. Old
You actually think that there is more of a chance that a new car will break down than a JDByrider car??? Again I will take my chances with the new one.
Are you a moron?
The lengths that you continue to go to defending JD. You say you have no vested interest in this company, yet you seem to be thier main spokesperson on this site. Why? If you don't care what happens and you have nothing to gain, then why would you care? Seems like you're just trying to stir the pot, create conflict for what purpose? True, some of the people on here don't express themselves in the best way possible, does that make thier complaints any less legitamate? Leave the defense to thier attorney's in court, lets see what the authorities think about JD's practices. We already know how it went in Kentucky, lets find out what the other state attorney generals think, or are you scared?
Funny
Funny how whenever someone replies to one of my posts on here...its always an attack on my character or integrity...
I'm still waiting for someone to bring up a counter point for any of the many valid points I have brought to light here...
No one ever addresses any of the issues I raise here...they just try to slam me and resort to name calling...
And I am only a spokesman for the TRUTH on here...not any company...
Why do I come here...??
Because its interesting to me to read all these crybaby whine stories about "poor me...poor me"..."big bad JD Byrider screwed me"...
Ya know...in all my posts on here I have not once called anyone a bad person...nor have I ever said that there aren't probably some ligitimate complaints...I have simply called them out to explain their stories when they don't hold the ring of truth for me...
To date...no one has done that...
And yes...when a story doesn't sound true to me...then yes...I question the validity of the complaint...
I mean if this is an open forum to expose the truth...which is what you all claim this is...then why...as a member of the public...should I not be allowed to come here and raise questions of my own...?? Not "stir the pot" as you say...
If a lot of people on here spent as much time and energy on paying their bills and building up their credit...they wouldn't have to be here in the first place...
Not funny
Since you defend Byrider it is pretty obvious your integrity is lacking although I do not intend to attack you but I too am just stating the facts.
And I do pay my bills but am a very honest person. I hated going into Byrider every day knowing what I was doing. It is hard for me to do a job you don't believe in and watch the owner's laugh at people and get drunk all the time!
Common Sense
There is nothing wrong with my integrity...and the only thing I am defending is common sense...
The posts I reply to are the ones where the stories have so many holes of logic in them...they might as well be swiss cheese...
Its sooo apparant that for every one legitimate complaint on here...there is at least 10 made up stories by customers who didn't pay...got repoed...and now want to be crybabies about it...instead of taking responsibility for their actions...and doing something to better their own personal situation...
And when I said some people don't pay their bills...why do you automatically think I am talking about you...??
What happened at the Byrider you worked at...doesn't mean it happened at the one I worked at...no one was drinking or belittling customers...we all did our job everyday...and tried to help people...
I left for a better offer elsewhere...
Thats right...more money...better benefits...
Am I as greedy as Byrider...?
Nope...just trying to better my situation like more people out there should do...
Common Sense Too
I didn't think you were talking about me I just pointed out that I do pay my bills. I agree all Byriders are not the same but the business is the same with the same JDByrider University Training and the business model is the same. I think the principle of helping people is good but I just can't say we were helping with the payments we put on people. It wasn't like we were not making money they just wanted more....I am calling the owners greedy which I don't believe you were an owner. I do know of a couple of owners who do seem to care as they keep payments down which helps the customer as well as the account managers.
I applaud your efforts to make more money, better benefits which is the American way.
But, I for one did not feel like we were helping in our dealership but just making alot of money for a greedy owner!
Payments
Its a sad fact that folks who have to use secondary financing end up paying high payments with high interest rates...
That is mostly due to many customers not following through on their commitments and getting repoed...
It does hurt the ones who are just in a bad situation...
I think that instead of blaming BYrider...
More blame should be put on the deadbeats who don't pay their bills and cause high secondary finance payments because of their carelessness...
Payments!
But Byrider knows they are playing with the devil and even calculate a loss into their business model which is why grosses are so high. Advancement boards are used to calculate how many people are not going to pay. When you play with the devil what do you expect?? Unfortunately the Byrider's which have better paying customers don't pass on the savings to the customer but just line the owner's pockets with more money.
I agree Byrider is just in the business of helping alot of deadbeats so the true answer here is if you are a good person go to a legitimate dealer and if you are a deadbeat go to JDByrider.
I mean when I used to do budgets I could tell which people should go elsewhere and which couldn't. I am sure alot of the posters in here couldn't.
Talk about a hypocrite!
Gee, it seems like some of us offend you when we respond to your drivel, did we hurt your feelings? Who says any of your points are valid? You seem to be the one avoiding the issues, why do you ignore the Kentucky outcome. Want to argue with their logic? If you believe your points are so valid, why don't you offer yourself as an expert witness for the defense? Some of JD's customers are pursuing legal ramifications, why don't you send them your info so you can be included in the proceedings? Besides all I did was ask if you were a moron, you answered my question!
Drivel
Again with the attacks and the name calling...
Thanks for proving my point for me...
No...you did not hurt my feelings...I find your sad attempts at trying to belittle me quite amusing...
I'm not ignoring the Kentucky outcome...I have no first hand knowledge of what happened there...and unlike you...I am not going to fire off in anger over things I don't know about...
And I don't "believe" my points are valid...I KNOW my points are valid...because I was in the Byrider "trenches"...dealing with these types of customers and situations for over two years...I saw it first hand...
Offer myself as a witness for the defense...??
I am not going to involve myself in any court battle I have no stake in...
I am not going to give my personal info to anyone on here...because I truly believe the majority of people on here jumping on the "Lets sue Byrider" band wagon are people who have created their own situation in life...pay their bills like sh$t...and deserved what they got...and instead of trying to earn good money...they are trying to leech it out of a lawsuit that involves good people who actually got a raw deal from some Byriders...
And the fact that you think I am a moron...means absolutely nothing to me...
Once again...instead of coming up with any type of real defense against the bullsh$t that is mostly posted on here...
You seem to want to do a little ignoring of your own...and blame a car dealership when you should be blaming a lot of your buddies on here who caused a place like Byrider to be successful because they want to live a wreckless life and allow their credit to become crap...
Drive Too!
I would have to agree with some of your points. IE; people creating their own situation in life, pay bills like dung, good people who actually got a raw deal from Byrider.
When you say 'deserved what they got' what does that mean?
At least you admit good people get a raw deal but people are not going to view themselves as
bad people.
I totally agree that people who buy at Byrider it what makes them successful but there are better options available so good and bad people just need to research them.
Hmm
I don't know about GPS, but, the last vehicle I bought from a 'buy-here-pay-here' lot, had a device that would disable the vehicle, if the payment was not received on time. It was a long time ago, but, I think it was called "PassTime" or something. I don't know the technical specifications, but, it would not surprise me if it included some form of tracking feature... I was OK with that, as at the time, they were taking a risk financing me, and the 'shut off car' thing, actually helped remind me when my payments were due (I think it made some form of annoying noise a week before they were due or something).
If you're concerned about it tracking you, wrap the thing in tinfoil :)
Dishonesty like that...
got you where you were! Wrap it in tinfoil? Are you kidding? How about not be late with your payment and the device will never even have to "track you down". Why try and beat the system instead of using it? Yes, a TON of Byriders and other high risk finance companies are using either GPS devices or starter interrupts or even both! It's a necessary evil in a world of, sometimes, dishonest people. And you are correct the 2 big devices are PassTime and Ontime.
Thank You
Thank you employee of the month......I cant believe that I was going to purchase a car from you.......with your comments you posted you MADE MY MIND UP FOR ME......thank you!! WOW that was close ......Thank GOD I did not sign on with the DEVIL....